Oromi: 24K Digital Gold Investment & Micro-Savings
Enabling consumers to buy, accumulate, and redeem certified 24K physical gold through daily spare-change micro-investments.
Key Project Metrics and Results
01 / System Overview
Background & Problem Space
Gold has always been India’s most trusted store of value, but traditional jewelers require large lump-sum purchases. Oromi democratizes gold savings by letting users invest as little as ₹10 into 99.9% pure 24K gold stored in insured vaults.
02 / Technical Challenge
Core Bottlenecks
Gold market rates fluctuate continuously during trading hours. Buy and sell transactions must lock prices with split-second accuracy, while adhering to strict AML/KYC financial regulations.
03 / Engineering Solution
Architectural Approach
We built Oromi with a live rate engine that locks spot prices for 30 seconds during purchase checkout, paired with automated daily recurring SIP savings and instant vault buyback liquidations.
04 / Architecture Breakdown
Key Engineering Decisions
Fintech-compliant architecture connecting upstream bullion rate providers with instant UPI payment gateways, backed by automated vault balance reconciliations.
30-Second Price Lock Mechanism: Protects users and bullion liquidity partners against volatile spot price slippage during checkout.
Automated Daily Micro-Vault Engine: Scheduled recurring cron workflows that deduct micro-savings and buy fractional grams of gold automatically.
05 / Delivered Ecosystem Modules
Full Multi-Module System (3 Applications & Services)
Every client, role, and stakeholder received a purpose-built application engineered for their specific workflow.
Oromi Investor Mobile App
Sleek consumer fintech app showing live 24K gold rates, portfolio gram holdings, gold price trends, and one-tap purchase.
Technical Highlights:
- ✦Live tick-by-tick gold price chart
- ✦One-tap UPI payment checkout
- ✦Daily auto-save recurring mandate
Live Bullion Market Price Ticker
High-availability websocket worker polling international gold spot markets and computing local retail rates including GST.
Technical Highlights:
- ✦Sub-second price updates
- ✦Automated spread calculation
- ✦Circuit breaker price caps
KYC & Vault Liquidation Admin Console
Compliance dashboard for verifying user identity documents, monitoring vault reserve ratios, and approving sellback bank transfers.
Technical Highlights:
- ✦Automated PAN verification
- ✦Bank account penny-drop validation
- ✦Vault audit reports
Core Technology Stack
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